FHA Mortgage Insurance Premium Amounts

 
FHA Single Family Mortgage Insurance
Upfront and Annual Mortgage Insurance Premiums
(Loan Terms greater than 15 years)

Effective as of October 1, 2008
All premiums are specified in basis points (0.01%)
LTV UFMIP* Annual
≤95 175 50
>95 175 55

*Streamline refinances (all types) have UFMIP of 150

 
FHA Single Family Mortgage Insurance
Upfront and Annual Mortgage Insurance Premiums
(Loan Terms 15 years or less)

Effective as of October 1, 2008
All premiums are specified in basis points (0.01%)
LTV UFMIP* Annual
≤90 175 none
>90 175 25

*Streamline refinances (all types) have UFMIP of 150